Smart Wealth: The new era in investing

Elevate Your Future

XSpot is on a mission to change the way people invest their money to achieve the best outcomes. We offer world class wealth management services for everyone. We are democratising investments.

why invest with xspot

We are the first online Wealth Manager in the region. We are fully transparent during the entire process giving you always access at your assets. We give our clients complete clarity over all investment risks and rewards. We do not overcomplicate things when it comes to fees, we simply show you everything. Our Smart Portfolios are globally diversified and sophisticated portfolios, investing in fixed income, stocks, real estate and commodities. At a fraction of the cost of traditional managers, our well diversified portfolios are built to help you achieve your goals sooner.
When investing, your capital is at Risk
MOST INNOVATIVE WEALTH MANAGER IN Europe

PROUD RECIPIENT OF `WORLD FINANCE` magazine AWARd for 2020

how we invest your money

Our experienced portfolio managers create, monitor and manage globally diversified sophisticated investment portfolios, aiming to help you grow your wealth and achieve your goals. With the use of latest technology and arrangements we apply extremely low fees in order to boost your longer-term returns.
01
We start by analysing the global macroeconomic outlook assessing all possible risks and opportunities out there.
02
Our experienced portfolio managers then create, monitor and manage globally diversified sophisticated investment portfolios, aiming to help you grow your wealth and achieve your goals. We use mostly low-cost investments, such as ETFs from leading providers to build your plan and boost your longer term returns.
But nothing would matter if your money wasn’t in safe hands that’s why we keep our clients’ securities with renowned custodians so they always feel their money is well kept with us.
03
With the use of high technology, we constantly monitor all investments in all portfolios, so if something unexpected comes we are ready to rebalance. We will do this only when necessary to keep your plan on track.
04
At the same time through our in house technology we give you a full view of your invested portfolio 24/7 with complete transparency of all actions and fees We make sure your portfolio is always very well diversified by having the instruments to take full advantage of the good & bad times of markets.

leading providers

We only use low-cost investments, such as ETFs from world’s leading providers to build diversified plans. We believe passive investing with active risk management to be more effective long-term than traditional investment strategies, where portfolio/fund managers pick individual stocks or bonds they think will do best. Learn More
When investing, your capital is at Risk

A TRANSPARENT FEE STRUCTURE

Here at XSpot we believe the fees have to be reasonable for the investor so his portfolio can grow over the years. We also believe in full transparency that’s why we will inform you about all fees right from the start. We will never hide fees from you.
Fees Type
Ongoing Fees
Management Fees
Performance Fees
AVG. ETF/MF Management Fees****
Custody Fees
Smart Wealth
Management Fees
0.75 %
Performance Fees
0.00 %
AVG. ETF/MF Management Fees****
0.15 %
Custody Fees
0.15 %
Management Fees
0.00 %
Performance Fees
0.00 %
AVG. ETF/MF Management Fees****
2.95 %
Custody Fees
0.00 %
Management Fees
0.00 %
Performance Fees
0.00 %
AVG. ETF/MF Management Fees****
2.72 %
Custody Fees
0.00 %
Management Fees
0.00 %
Performance Fees
0.00 %
AVG. ETF/MF Management Fees****
2.59 %
Custody Fees
0.00 %
One Time Fees
Entry Fee
Corporate actions / Reports
Transaction Fee
Exit Fees
Entry Fee
0.00 %
Corporate actions / Reports
0.00 %
Transaction Fee
0.10 %
Exit Fees
0.10 %
Entry Fee
3.00 %
Corporate actions / Reports
0.00 %
Transaction Fee
0.00 %
Exit Fees
3.00 %
Entry Fee
2.50 %
Corporate actions / Reports
0.00 %
Transaction Fee
0.00 %
Exit Fees
2.50 %
Entry Fee
2.00 %
Corporate actions / Reports
0.00 %
Transaction Fee
0.00 %
Exit Fees
2.00 %
TOTAL FEES for year 1
1.15 %
5.95 %
5.22 %
4.59 %
Total Fees incl. exit fees***
1.25 %
8.95 %
7.72 %
6.59 %
*This table compares total fees from Mutual Funds used by each bank to structure investment plans targeting Growth including US stocks. The fees compared are the maximum fees that can be charged and will be updated frequently. Last update 28/02/2021

** Comparison is with real banks operating in the region with active investment plans. (Including the Mutual Fund costs they are using)

***In the calculation of `Total Fee for Year 1` we don`t apply an exit fee. In case client decides to exit the investment in year 1, the last field will indicate the total fee including an exit within year 1.

****This is the fee charged within the investment from the issuer of either the Exchange Traded Fund or Mutual Fund used by the provider. These fees form part of the total fees levied in your investment.
*This table compares total fees from Mutual Funds used by each bank to structure investment plans targeting Growth including US stocks. The fees compared are the maximum fees that can be charged and will be updated frequently. Last update 28/02/2021

** Comparison is with real banks operating in the region with active investment plans. (Including the Mutual Fund costs they are using)

***In the calculation of `Total Fee for Year 1` we don`t apply an exit fee. In case client decides to exit the investment in year 1, the last field will indicate the total fee including an exit within year 1.

****This is the fee charged within the investment from the issuer of either the Exchange Traded Fund or Mutual Fund used by the provider. These fees form part of the total fees levied in your investment.
When investing, your capital is at Risk

what do i get for my fee?

When investing, your capital is at Risk

past performance and track record

Here is how all our portfolios have performed after all fees taken. These figures represent actual past data
Growth
Growth ESG
High Income
Balanced
Conservative
Secure +