Our mission

XSpot Wealth was founded with an aim to change the way people invest their money to achieve their goals. To achieve this, we focus on using smart technology, low fees, and provide complete transparency over what we do. All with excellent customer service. We are democratising investments.

When investing, your capital is at Risk

our model

We are fully transparent during the entire process giving you always access at your assets. We give our clients complete clarity over all fees. Our Smart Portfolios are globally diversified and sophisticated portfolios, investing in mixed income, stocks, real estate and commodities. At a fraction of the cost of traditional managers, our portfolios are built to help you achieve your goals sooner.

at a fraction of the cost of
traditional managers

who we are

XSpot was founded in 2014 with the aim of democratizing wealth management. We are authorised and regulated by the Cyprus Securities and Exchange Commission (license number 235/14), the supervisory and regulatory authority for investment service firms in Cyprus (ESMA). We are also registered with the Financial Conduct Authority (FCA) with reference number 655426, and XXXXXXXXXX.

the team

safety & custody

We are very serious when it comes to security of your assets. All client’s funds deposited with XSpot are fully segregated from the company’s own funds and kept in separate bank accounts. This ensures that funds belonging to clients cannot be used for any other purpose. Your investments are always kept under your name with the custody of major A- credit rating banks with stable outlook.

leading providers

We only use low-cost investments, such as ETFs from world’s leading providers to build diversified plans. We believe passive investing with active risk management to be more effective long-term than traditional investment strategies, where portfolio/fund managers pick individual stocks or bonds they think will do best. Learn More
When investing, your capital is at Risk

our fees

We believe low fees can let investments grow while high fees will end up ‘eating’ the growth of your investments. We are proud to offer some of the lowest Total Expense ratios (TER) in the market. Unlike other banks and asset managers we provide full clarity on the total fees you pay us & third parties before investing. Ranging from 1.15%-1.40% we also provide a full breakdown of all fees and reasoning. We never charge entry or exit fees. We do not complicate things when it comes to fees. Traditional banks and asset managers might quote management fees and complicate the disclosure of reception & transmission, execution, custody, minimum administration or charge high fees inside the mutual funds they add in your portfolio. Not with us.

a transparent fee structure

Here at XSpot we believe the fees have to be reasonable for the investor so his portfolio can grow over the years. We also believe in full transparency that’s why we will inform you about all fees right from the start. We will never hide fees from you.
I want the fees of: Smart Wealth/Tailor Made Portfolio Management / Investment Advice
ongoing fees
fees type
XSpot Management Fees
Performance Fees
Avg. ETF Manager Fees*
Custody Fees
fees
0.75%
0.00%
third party fees
0.15%
0.15%
total
0.75%
0.00%
0.15%
0.15%
one time fees
Entry / Exit Fee
Corporate actions / Reports
Execution & Setttlement Fee
0.00%
0.00%
0.10%
0.00%
0.00%
0.10%
total fees
1.15%
XSpot Management Fees
0.75%
fees
third party fees
0.75%
total
Performance Fees
0.00%
fees
third party fees
0.00%
total
Avg. ETF Manager Fees*
fees
0.15%
third party fees
0.15%
total
Custody Fees
fees
0.15%
third party fees
0.15%
total
Entry / Exit Fee
0.00%
fees
third party fees
0.00%
total
Corporate actions / Reports
0.00%
fees
third party fees
0.00%
total
Execution & Setttlement Fee
fees
0.10%
third party fees
0.10%
total
1.15%
total fees
When investing, your capital is at Risk

world class support

We consider our customer specialists one of the most important elements of our success. Our professional team can assist you for any matter concerning your investment account from chat, video conference, phone, or live meetings in our offices.

easy & smart application process

Check our different investment plans and choose the one that fits best to your needs. Answer a series of questions to confirm you are eligible for the plan you have chosen. You can finalise the entire process in less than 10 minutes and start investing from a minimum of EUR 5,000.
When investing, your capital is at Risk

what our clients say about us