How We Invest

Our smart investment plans are globally diversified and sophisticated portfolios, investing in fixed income, stocks, real estate, and other securities. At a fraction of the cost of traditional managers, our well diversified portfolios are built to help you achieve your goals sooner offering full transparency and access in your money.

When investing, your capital is at Risk

How IT WORKS

OUR PHILOSOPHY

We are the first digital Wealth Manager in the region. We are fully transparent during the entire process giving you always access at your assets. We give our clients complete clarity over all investment risks and rewards. We do not overcomplicate things when it comes to fees, we simply show you everything. Our Smart Portfolios are globally diversified and sophisticated portfolios, investing in fixed income, stocks, real estate and commodities. At a fraction of the cost of traditional managers, our well diversified portfolios are built to help you achieve your goals sooner.

WHAT WE DON’T DO:

  • We don’t believe in individual stock and bond picking waiting to out beat the market, we rather prefer sticking to passive allocation of thousands of securities per plan using advanced technology, to analyse how thousands of securities contribute by risk and reward in every plan
  • We use Modern Portfolio Theory (MPT) so even for high risk-averse clients, we can construct plans to maximize the return given a pre-agreed level of market risk
  • We don’t lie to our clients that we pick and create ‘unique’ solutions for them charging high fees. We prefer identifying their risk profile and delivering the best results for the lowest amount of applied risk

WHAT WE DO:

  • We believe in a different, more democratic way for savings and investments. We treat all our clients equally and fairly as we don’t overcharge, put hidden fees, charge differently based on risk profile or client. We find these tactics of the past non ethical for the clients
  • Using advanced technology and the help of experienced wealth managers, we help you choose a savings plan
  • We then manage everything around the plan and according to your needs, giving you full power and flexibility to add or withdraw your money without charges, penalties, or minimum lockup periods
  • We automatically rebalance in a smart way to always maintain the pre agreed levels of risk with ultra-low costs
  • We re-invest your dividends in order to boost your longer-term returns
  • We give full transparency so that you check everything happening in your plan

past performance and track record

Here you can see the gross performance of our portfolios. These figures represent actual past data. *Past performance is not a reliable indicator of future performance
Growth
Growth ESG
High Income
Balanced
Conservative
Secure +