Junior Wealth: Empower their future, today

Junior Wealth is the smart, transparent and easy way to invest in your child’s future. At a fraction of the cost of traditional saving plans, we let you choose the investment style that suits you best and register your account in minutes.

ΕVERY CHILD DESERVES A SMILE. LETS MAKE SURE THEY SMILE FOR LIFE.
10% OF OUR MANAGEMENT FEES FROM JUNIOR WEALTH ACCOUNTS OF GREEK AND CYPRIOTS CLIENTS, OFFERED TO THE SMILE OF THE CHILD

What is Junior Wealth

Junior Wealth is a smart, transparent, low cost savings account set up by a parent or guardian for children below 18. The account can open from birth and is held under both parent/guardian and child, which can be accessed only when they turn 18.

Parents, guardians, family and friends can contribute in this account in special occasions (like birthday or Christmas) or even set up a standing order to add money every month in order to take advantage of compounding and be able take on more risk for better longer term returns.
When investing, your capital is at Risk

WHY JUNIOR WEALTH?

Here at XSpot we believe in keeping things simple.
MOST INNOVATIVE WEALTH MANAGER IN Europe

PROUD RECIPIENT OF `WORLD FINANCE` magazine AWARd for 2020

A TRANSPARENT FEE STRUCTURE

Here at XSpot we believe the fees have to be reasonable for the investor so his portfolio can grow over the years. We also believe in full transparency that’s why we will inform you about all fees right from the start. We will never hide fees from you.
Fees Type
Ongoing Fees
Management Fees
Performance Fees
AVG. ETF/MF Management Fees****
Custody Fees
Junior Wealth
Management Fees
0.60 %
Performance Fees
0.00 %
AVG. ETF/MF Management Fees****
0.15 %
Custody Fees
0.15 %
Management Fees
0.00 %
Performance Fees
0.00 %
AVG. ETF/MF Management Fees****
2.98 %
Custody Fees
0.00 %
Management Fees
0.00 %
Performance Fees
0.00 %
AVG. ETF/MF Management Fees****
2.74 %
Custody Fees
0.00 %
Management Fees
0.00 %
Performance Fees
0.00 %
AVG. ETF/MF Management Fees****
2.28 %
Custody Fees
0.00 %
One Time Fees
Entry Fee
Corporate actions / Reports
Transaction Fee
Exit Fees
Entry Fee
0.00 %
Corporate actions / Reports
0.00 %
Transaction Fee
0.10 %
Exit Fees
0.10 %
Entry Fee
3.00 %
Corporate actions / Reports
0.00 %
Transaction Fee
0.00 %
Exit Fees
3.00 %
Entry Fee
2.50 %
Corporate actions / Reports
0.00 %
Transaction Fee
0.00 %
Exit Fees
2.50 %
Entry Fee
2.00 %
Corporate actions / Reports
0.00 %
Transaction Fee
0.00 %
Exit Fees
2.00 %
TOTAL FEES for year 1
1.00 %
5.98 %
5.24 %
4.28 %
Total Fees incl. exit fees***
1.10 %
8.98 %
7.74 %
6.28 %
*This table compares total fees from Mutual Funds used by each bank to structure investment plans targeting Growth including US stocks. The fees compared are the maximum fees that can be charged and will be updated frequently. Last update 28/05/2021

** Comparison is with real banks operating in the region with active investment plans. (Including the Mutual Fund costs they are using)

***In the calculation of `Total Fee for Year 1` we don`t apply an exit fee. In case client decides to exit the investment in year 1, the last field will indicate the total fee including an exit within year 1.

****This is the fee charged within the investment from the issuer of either the Exchange Traded Fund or Mutual Fund used by the provider. These fees form part of the total fees levied in your investment.
*This table compares total fees from Mutual Funds used by each bank to structure investment plans targeting Growth including US stocks. The fees compared are the maximum fees that can be charged and will be updated frequently. Last update 28/05/2021

** Comparison is with real banks operating in the region with active investment plans. (Including the Mutual Fund costs they are using)

***In the calculation of `Total Fee for Year 1` we don`t apply an exit fee. In case client decides to exit the investment in year 1, the last field will indicate the total fee including an exit within year 1.

****This is the fee charged within the investment from the issuer of either the Exchange Traded Fund or Mutual Fund used by the provider. These fees form part of the total fees levied in your investment.

leading providers

We only use low-cost investments, such as ETFs from world’s leading providers to build diversified plans. We believe passive investing with active risk management to be more effective long-term than traditional investment strategies, where portfolio/fund managers pick individual stocks or bonds they think will do best. Learn More
When investing, your capital is at Risk

what do i get for my fee?

When investing, your capital is at Risk

past performance and track record

Here you can see the gross performance of our portfolios. These figures represent actual past data. *Past performance is not a reliable indicator of future performance
Growth
Growth ESG
High Income
Balanced
Conservative
Secure +