By its very nature, investing in stocks courts a certain amount of portfolio volatility. Trying to make buy or sell decisions based on short-term fluctuations, can create an extremely uncomfortable investment experience over time. Timing markets based on the latest natural disaster, geo-political scare or epidemic too often spurs investors to shoot from the hip. Reacting in the moment poses a real and present danger — getting sucked up in the latest market head fake and missing out on any subsequent rebound. Research consistently shows that the average investor has displayed a strong tendency to sell at just the wrong time whenever there's a lot of sudden market volatility.

At XSpot Wealth we strongly believe that a properly designed portfolio that emphasizes global diversification can position our clients to maximize their wealth over time on a risk-adjusted basis.

If they let themselves get spooked by short-term price gyrations, studies show this winds up disrupting their longer-term wealth-building goals.

This document does not constitute and shall not be construed as a prospectus, advertisement, public offering, or placement of, nor a recommendation to buy, sell, hold or solicit, any investment, security, other financial instrument or other product or service. This document is for general information only and is not intended as investment advice or any other specific recommendation as to any particular course of action or inaction.