Private Wealth: Private Banking, the way it should be

Old fashioned wealth management is losing ground. Meet the Private Wealth solutions by XSpot Wealth. Experienced Wealth Managers will build your personalised plan using a combination of thousands of instruments from around the world, with the power of latest technology, extensive risk management, using the lowest costs possible.

100% Flexibility

We always explain the recommended investment horizon for every investment plan but it is up to you to add or withdraw funds when you want with no entry or exit fees.

Fully Managed Strategy

We diversify your portfolio & allocate in different plans based on your needs (stability, growth, income) and then our experts proactively manage these plans using the lowest costs.

Tailor-Made Investing

Free extensive consultation appointment. We measure your needs and provide hugely diversified investment strategies using the largest issuers in the world.

In the initial free consultation call or meeting with our experienced wealth managers you will go through a full assessment of your wealth and goals.

They will then help you build a tailor-made investment strategy by deciding how your assets will be diversified in different plans to achieve the optimum results based on your needs and investment horizon.

Your investments will be spread across stocks, bonds, real estate and commodities and more all based on your risk profile and goals.

We will then manage your investment strategy with proactive risk management and rebalance when needed with ultra-low costs which do not ‘hurt’ your portfolio’s returns.

You can add to or withdraw from your account whenever you want, and keep an eye on how it's performing any time, either online or on our app 24/7.

try it out

When investing, your capital is at Risk

PROUD RECIPIENT OF WORLD FINANCE 2020 AWARD

Most innovative wealth manager in europe

Online & Mobile
access 24/7

Dedicated
Support team

No set up fees or
exit costs

Ultra low
execution fees

request video call

book appointment

how your portfolio is put together

We invest in All Major, Global Assets Classes for you

REAL ESTATE

1. VNQ - Vanguard real Estate ETF

2. VNQI - Vanguard Global ex-U.S. Real Estate ETF

3. IYR - iShares U.S. Real Estate ETF

4. XHB - SPDR S&P Homebuilders ETF

5. RWX - SPDR Dow Jones International Real Estate ETF

GOVERNMENT BONDS

1. SPTL - SPDR Portfolio Long Term Treasury ETF

2. IEF - iShares 7-10 Year Treasury Bond ETF

3. SHV - iShares Short Treasury Bond ETF

4. TIp - iShares TIPS ETF

5. PLW - Invesco 1-30 Laddered Treasury ETF

Equities

1. SPY - SPDR S&P 500 ETF Trust

2. IVV - iShares Core S&P 500 ETF

3. VTI - Vanguard Total Stock Market ETF

4. QQQ - Invesco QQQ Trust Series 1 ETF

5. VUG - Vanguard Growth ETF

CORPORATE BONDS

1. BND - Vanguard Total Bond Market ETF

2. LQD - iShares iBoxx $ Investment Grade Corporate Bond ETF

3. VCIT - Vanguard Intermediate-Term Corporate Bond ETF

4. BNDX - Vanguard Total International Bond ETF

5. JNK - SPDR Bloomberg Barclays High Yield Bond ETF

Commodities

1. GLD - SPDR Gold Trust

2. IAU - iShares Gold Trust

3. SLV - iShares Silver Trust

4. MOO - VanEck Vectors Agribusiness ETF

5. DJP - iPath Bloomberg Commodity Index Total Return

CASH

1. ICSH - iShares Ultra Short Term Bond ETF

2. VGSH - Vanguard Short-term Treasury ETF

3. SCHO - Schwab Short-Term U.S. Treasury ETF

4. BIL - SPDR Bloomberg Barclays 1-3 Month T-Bil ETF

5. GBIL - Goldman Sachs Access Treasury 0-1 Year ETF

When investing, your capital is at Risk

leading providers

We only use low-cost investments, such as ETFs from world’s leading providers to build diversified plans. We believe passive investing with active risk management to be more effective long-term than traditional investment strategies, where portfolio/fund managers pick individual stocks or bonds they think will do best. Learn More

invest with us

When investing, your capital is at Risk

A TRANSPARENT FEE STRUCTURE

Here at XSpot we believe the fees have to be reasonable for the investor so his portfolio can grow over the years. We also believe in full transparency that’s why we will inform you about all fees right from the start. We will never hide fees from you.

Fees Type

Ongoing Fees

Management Fees

Performance Fees

ETF/MF Management Fees*

Custody Fees

Private Wealth

Management Fees

1.00 %

Performance Fees

0.00 %

ETF/MF Management Fees*

0.15 %

Custody Fees

0.15 %

Bank A

Management Fees

0.00 %

Performance Fees

0.00 %

ETF/MF Management Fees*

2.98 %

Custody Fees

0.00 %

Bank B

Management Fees

0.00 %

Performance Fees

0.00 %

ETF/MF Management Fees*

2.74 %

Custody Fees

0.00 %

Bank C

Management Fees

0.00 %

Performance Fees

0.00 %

ETF/MF Management Fees*

1.82 %

Custody Fees

0.00 %

One Time Fees

Entry / Exit Fee

Corporate actions / Reports

Execution & Setttlement Fee

Entry / Exit Fee

0.00 %

Corporate actions / Reports

0.00 %

Execution & Setttlement Fee

0.10 %

Entry / Exit Fee

0.00 %

Corporate actions / Reports

0.00 %

Execution & Setttlement Fee

3.00 %

Entry / Exit Fee

0.00 %

Corporate actions / Reports

0.00 %

Execution & Setttlement Fee

2.50 %

Entry / Exit Fee

5.00 %

Corporate actions / Reports

0.00 %

Execution & Setttlement Fee

0.00 %

TOTAL FEES for year 1

1.40 %

5.98 %

5.24 %

6.82 %

*The table compares fees for Growth Plans from different providers using maximum fees charged and will be updated on a monthly basis. Last update 14/09/2020

** Comparison is with real banks operating in the region with active investment plans.

***In the calculation of `Total Fee for Year 1` we don`t apply an exit fee. In case client decides to exit the investment in year 1, Bank A would charge a maximum of 3.00% extra, while Bank B would charge a 2.50% exit fee extra.

****This is the fee charged within the investment from the issuer of either the Exchange Traded Fund or Mututal Fund used by the provider. These fees form part of the total fees levied in your investment.

Private Wealth

Management Fees

1.00 %

Performance Fees

0.00 %

ETF/MF Management Fees*

0.15 %

Custody Fees

0.15 %

Entry / Exit Fee

0.00 %

Corporate actions / Reports

0.00 %

Execution & Setttlement Fee

0.10 %

1.40 %

Bank A

Management Fees

0.00 %

Performance Fees

0.00 %

ETF/MF Management Fees*

2.98 %

Custody Fees

0.00 %

Entry / Exit Fee

0.00 %

Corporate actions / Reports

0.00 %

Execution & Setttlement Fee

3.00 %

5.98 %

Bank B

Management Fees

0.00 %

Performance Fees

0.00 %

ETF/MF Management Fees*

2.74 %

Custody Fees

0.00 %

Entry / Exit Fee

0.00 %

Corporate actions / Reports

0.00 %

Execution & Setttlement Fee

2.50 %

5.24 %

Bank C

Management Fees

0.00 %

Performance Fees

0.00 %

ETF/MF Management Fees*

1.82 %

Custody Fees

0.00 %

Entry / Exit Fee

5.00 %

Corporate actions / Reports

0.00 %

Execution & Setttlement Fee

0.00 %

6.82 %

what do i get for my fee?

Grow your Investment Knowledge

Access to the latest news and insights in our blogs and articles.

Here to help

Support from our knowledgeable team when you need it by phone, live chat or email.

24/7 Access

See how your Investment are performing at any time through our App or Web.

Diversified Plan

We choose simple, low cost funds and focus on a mix of Investments that target a consistent return over time. All the costs of buying and sellling Investments are included.

Fully managed investments

Our experienced investment team builds you a plan, then monitors the markets and regularly makes adjustments to what you’re invested in to keep your Investment goals on track.

invest with us

When investing, your capital is at Risk

past performance and track record

Here is how all our portfolios have performed from 30/10/2015 till present after all fees taken. These figures represent actual past data

SECURE+

CONSERVATIVE

Balanced

Income

GROWTH

HIGH INCOME