Private Wealth: Private Banking, the way it should be

Old fashioned wealth management is losing ground. Meet the Private Wealth solutions by XSpot Wealth. Experienced Wealth Managers will build your personalised plan using a combination of thousands of instruments from around the world, with the power of latest technology, extensive risk management, using the lowest costs possible.

  • In the initial free consultation call or meeting with our experienced wealth managers you will go through a full assessment of your wealth and goals.
  • They will then help you build a tailor-made investment strategy by deciding how your assets will be diversified in different plans to achieve the optimum results based on your needs and investment horizon.
  • Your investments will be spread across stocks, bonds, real estate and commodities and more all based on your risk profile and goals.
  • We will then manage your investment strategy with proactive risk management and rebalance when needed with ultra-low costs which do not ‘hurt’ your portfolio’s returns.
  • You can add to or withdraw from your account whenever you want, and keep an eye on how it's performing any time, either online or on our app 24/7.
  • When investing, your capital is at Risk
    MOST INNOVATIVE WEALTH MANAGER IN Europe

    PROUD RECIPIENT OF `WORLD FINANCE` magazine AWARd for 2020

    how your portfolio is put together

    We invest in All Major, Global Assets Classes for you
    When investing, your capital is at Risk

    leading providers

    We only use low-cost investments, such as ETFs from world’s leading providers to build diversified plans. We believe passive investing with active risk management to be more effective long-term than traditional investment strategies, where portfolio/fund managers pick individual stocks or bonds they think will do best.
    When investing, your capital is at Risk

    A TRANSPARENT FEE STRUCTURE

    Here at XSpot we believe the fees have to be reasonable for the investor so his portfolio can grow over the years. We also believe in full transparency that’s why we will inform you about all fees right from the start. We will never hide fees from you.
    Fees Type
    Ongoing Fees
    Management Fees
    Performance Fees
    AVG. ETF/MF Management Fees****
    Custody Fees
    Private Wealth
    Management Fees
    1.00 %
    Performance Fees
    0.00 %
    AVG. ETF/MF Management Fees****
    0.15 %
    Custody Fees
    0.15 %
    Management Fees
    0.00 %
    Performance Fees
    0.00 %
    AVG. ETF/MF Management Fees****
    2.98 %
    Custody Fees
    0.00 %
    Management Fees
    0.00 %
    Performance Fees
    0.00 %
    AVG. ETF/MF Management Fees****
    2.74 %
    Custody Fees
    0.00 %
    Management Fees
    0.00 %
    Performance Fees
    0.00 %
    AVG. ETF/MF Management Fees****
    2.28 %
    Custody Fees
    0.00 %
    One Time Fees
    Entry Fee
    Corporate actions / Reports
    Transaction Fee
    Exit Fees
    Entry Fee
    0.00 %
    Corporate actions / Reports
    0.00 %
    Transaction Fee
    0.10 %
    Exit Fees
    0.10 %
    Entry Fee
    3.00 %
    Corporate actions / Reports
    0.00 %
    Transaction Fee
    0.00 %
    Exit Fees
    3.00 %
    Entry Fee
    2.50 %
    Corporate actions / Reports
    0.00 %
    Transaction Fee
    0.00 %
    Exit Fees
    2.50 %
    Entry Fee
    2.00 %
    Corporate actions / Reports
    0.00 %
    Transaction Fee
    0.00 %
    Exit Fees
    2.00 %
    TOTAL FEES for year 1
    1.40 %
    5.98 %
    5.24 %
    4.28 %
    Total Fees incl. exit fees***
    1.50 %
    8.98 %
    7.74 %
    6.28 %
    *This table compares total fees from Mutual Funds used by each bank to structure investment plans targeting Growth including US stocks. The fees compared are the maximum fees that can be charged and will be updated frequently. Last update 28/08/2021

    ** Comparison is with real banks operating in the region with active investment plans. (Including the Mutual Fund costs they are using)

    ***In the calculation of `Total Fee for Year 1` we don`t apply an exit fee. In case client decides to exit the investment in year 1, the last field will indicate the total fee including an exit within year 1.

    ****This is the fee charged within the investment from the issuer of either the Exchange Traded Fund or Mutual Fund used by the provider. These fees form part of the total fees levied in your investment.
    *This table compares total fees from Mutual Funds used by each bank to structure investment plans targeting Growth including US stocks. The fees compared are the maximum fees that can be charged and will be updated frequently. Last update 28/08/2021

    ** Comparison is with real banks operating in the region with active investment plans. (Including the Mutual Fund costs they are using)

    ***In the calculation of `Total Fee for Year 1` we don`t apply an exit fee. In case client decides to exit the investment in year 1, the last field will indicate the total fee including an exit within year 1.

    ****This is the fee charged within the investment from the issuer of either the Exchange Traded Fund or Mutual Fund used by the provider. These fees form part of the total fees levied in your investment.

    what do i get for my fee?

    When investing, your capital is at Risk

    past performance and track record

    Here you can see the gross performance of our portfolios. These figures represent actual past data. *Past performance is not a reliable indicator of future performance
    Growth
    Growth ESG
    High Income
    Balanced
    Conservative
    Secure +