Smart Portfolios: Professionally managed, advanced technology, low fees

This is the new era in investing. Proactively managed plans by experienced industry professionals with the use of advanced technology and fees that let your portfolio ‘breath’ over time and provide you steady income or growth. Probably the most diversified portfolio you ever had.

how we invest

We use funds from leading providers to build our range of five original Plans. Our experienced investment team uses low cost ETFs known as ‘passive investments’ to track global financial markets and give you the broadest access possible. You can add to or withdraw from your account whenever you want, and keep an eye on how it’s performing any time, either online or on our app. Simply choose how much you’d like to invest and the level of risk you are comfortable with and see how much your money could be worth.
When investing, your capital is at Risk
MOST INNOVATIVE WEALTH MANAGER IN Europe

PROUD RECIPIENT OF `WORLD FINANCE` magazine AWARd for 2020

Join us and support the fight against child cancer
10% of our management fees from Smart Wealth accounts for Greek and Cypriot clients IS OFFERED TO "ELPIDA-ASSOCIATION OF FRIENDS OF CHILDREN WITH CANCER"

how your portfolio is put together

We invest in All Major, Global Assets Classes for you
When investing, your capital is at Risk

leading providers

We only use low-cost investments, such as ETFs from world’s leading providers to build diversified plans. We believe passive investing with active risk management to be more effective long-term than traditional investment strategies, where portfolio/fund managers pick individual stocks or bonds they think will do best. Learn More
When investing, your capital is at Risk

A TRANSPARENT FEE STRUCTURE

Here at XSpot we believe the fees have to be reasonable for the investor so his portfolio can grow over the years. We also believe in full transparency that’s why we will inform you about all fees right from the start. We will never hide fees from you.
Fees Type
Ongoing Fees
Management Fees
Performance Fees
AVG. ETF/MF Management Fees****
Custody Fees
Smart Wealth
Management Fees
0.75 %
Performance Fees
0.00 %
AVG. ETF/MF Management Fees****
0.15 %
Custody Fees
0.15 %
Management Fees
0.00 %
Performance Fees
0.00 %
AVG. ETF/MF Management Fees****
2.95 %
Custody Fees
0.00 %
Management Fees
0.00 %
Performance Fees
0.00 %
AVG. ETF/MF Management Fees****
2.72 %
Custody Fees
0.00 %
Management Fees
0.00 %
Performance Fees
0.00 %
AVG. ETF/MF Management Fees****
2.59 %
Custody Fees
0.00 %
One Time Fees
Entry Fee
Corporate actions / Reports
Transaction Fee
Exit Fees
Entry Fee
0.00 %
Corporate actions / Reports
0.00 %
Transaction Fee
0.10 %
Exit Fees
0.10 %
Entry Fee
3.00 %
Corporate actions / Reports
0.00 %
Transaction Fee
0.00 %
Exit Fees
3.00 %
Entry Fee
2.50 %
Corporate actions / Reports
0.00 %
Transaction Fee
0.00 %
Exit Fees
2.50 %
Entry Fee
2.00 %
Corporate actions / Reports
0.00 %
Transaction Fee
0.00 %
Exit Fees
2.00 %
TOTAL FEES for year 1
1.15 %
5.95 %
5.22 %
4.59 %
Total Fees incl. exit fees***
1.25 %
8.95 %
7.72 %
6.59 %
*This table compares total fees from Mutual Funds used by each bank to structure investment plans targeting Growth including US stocks. The fees compared are the maximum fees that can be charged and will be updated frequently. Last update 28/03/2021

** Comparison is with real banks operating in the region with active investment plans. (Including the Mutual Fund costs they are using)

***In the calculation of `Total Fee for Year 1` we don`t apply an exit fee. In case client decides to exit the investment in year 1, the last field will indicate the total fee including an exit within year 1.

****This is the fee charged within the investment from the issuer of either the Exchange Traded Fund or Mutual Fund used by the provider. These fees form part of the total fees levied in your investment.
*This table compares total fees from Mutual Funds used by each bank to structure investment plans targeting Growth including US stocks. The fees compared are the maximum fees that can be charged and will be updated frequently. Last update 28/03/2021

** Comparison is with real banks operating in the region with active investment plans. (Including the Mutual Fund costs they are using)

***In the calculation of `Total Fee for Year 1` we don`t apply an exit fee. In case client decides to exit the investment in year 1, the last field will indicate the total fee including an exit within year 1.

****This is the fee charged within the investment from the issuer of either the Exchange Traded Fund or Mutual Fund used by the provider. These fees form part of the total fees levied in your investment.

what do i get for my fee?

When investing, your capital is at Risk

past performance and track record

Here is how all our portfolios have performed after all fees taken. These figures represent actual past data
Growth
Growth ESG
High Income
Balanced
Conservative
Secure +