Smart Portfolios: Professionally managed, advanced technology, low fees

This is the new era in investing. Proactively managed plans by experienced industry professionals with the use of advanced technology and fees that let your portfolio ‘breath’ over time and provide you steady income or growth. Probably the most diversified portfolio you ever had.

put your money to work

Try out our calculator to see a projected outcome for your investment
Investment Amount
1,000
Monthly Investment
0
Investment Mode
Balanced
Tenure
10 Years

how we invest

We use funds from leading providers to build our range of five original Plans. Our experienced investment team uses low cost ETFs known as ‘passive investments’ to track global financial markets and give you the broadest access possible. You can add to or withdraw from your account whenever you want, and keep an eye on how it’s performing any time, either online or on our app. Simply choose how much you’d like to invest and the level of risk you are comfortable with and see how much your money could be worth.
When investing, your capital is at Risk

how your portfolio is put together

We invest in All Major, Global Assets Classes for you
When investing, your capital is at Risk

leading providers

We only use low-cost investments, such as ETFs from world’s leading providers to build diversified plans. We believe passive investing with active risk management to be more effective long-term than traditional investment strategies, where portfolio/fund managers pick individual stocks or bonds they think will do best. Learn More
When investing, your capital is at Risk

A TRANSPARENT FEE STRUCTURE

Here at XSpot we believe the fees have to be reasonable for the investor so his portfolio can grow over the years. We also believe in full transparency that’s why we will inform you about all fees right from the start. We will never hide fees from you.
Fees Type
Ongoing Fees
Management Fees
Performance Fees
ETF/MF Management Fees*
Custody Fees
Smart Wealth
Management Fees
0.75 %
Performance Fees
0.00 %
ETF/MF Management Fees*
0.15 %
Custody Fees
0.15 %
Bank A
Management Fees
0.00 %
Performance Fees
0.00 %
ETF/MF Management Fees*
2.98 %
Custody Fees
0.00 %
Bank B
Management Fees
0.00 %
Performance Fees
0.00 %
ETF/MF Management Fees*
2.74 %
Custody Fees
0.00 %
Bank C
Management Fees
0.00 %
Performance Fees
0.00 %
ETF/MF Management Fees*
1.82 %
Custody Fees
0.00 %
One Time Fees
Entry / Exit Fee
Corporate actions / Reports
Execution & Setttlement Fee
Entry / Exit Fee
0.00 %
Corporate actions / Reports
0.00 %
Execution & Setttlement Fee
0.10 %
Entry / Exit Fee
0.00 %
Corporate actions / Reports
0.00 %
Execution & Setttlement Fee
3.00 %
Entry / Exit Fee
0.00 %
Corporate actions / Reports
0.00 %
Execution & Setttlement Fee
2.50 %
Entry / Exit Fee
5.00 %
Corporate actions / Reports
0.00 %
Execution & Setttlement Fee
0.00 %
TOTAL FEES for year 1
1.15 %
5.98 %
5.24 %
6.82 %
*The table compares fees for Growth Plans from different providers using maximum fees charged and will be updated on a monthly basis. Last update 14/09/2020

** Comparison is with real banks operating in the region with active investment plans.

***In the calculation of `Total Fee for Year 1` we don`t apply an exit fee. In case client decides to exit the investment in year 1, Bank A would charge a maximum of 3.00% extra, while Bank B would charge a 2.50% exit fee extra.

****This is the fee charged within the investment from the issuer of either the Exchange Traded Fund or Mututal Fund used by the provider. These fees form part of the total fees levied in your investment.
*The table compares fees for Growth Plans from different providers using maximum fees charged and will be updated on a monthly basis. Last update 14/09/2020

** Comparison is with real banks operating in the region with active investment plans.

***In the calculation of `Total Fee for Year 1` we don`t apply an exit fee. In case client decides to exit the investment in year 1, Bank A would charge a maximum of 3.00% extra, while Bank B would charge a 2.50% exit fee extra.

****This is the fee charged within the investment from the issuer of either the Exchange Traded Fund or Mututal Fund used by the provider. These fees form part of the total fees levied in your investment.

what do i get for my fee?

When investing, your capital is at Risk

past performance and track record

Here is how all our portfolios have performed from 30/10/2015 till present after all fees taken. These figures represent actual past data
SECURE+
CONSERVATIVE
Balanced
Income
GROWTH
HIGH INCOME